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What are workers compensation benefits?
» There are four types of workers compensation benefits:
» Income benefits replace a portion of any wages you lose because of a work-related injury or illness.
» Medical benefits pay for necessary medical care to treat your work-rated injury or illness.
» Burial benefits pay for some of the deceased worker's funeral expenses to the person who paid the funeral expenses.
» Death benefits replace a portion of lost family income for eligible family members of worker killed on the job.
The following terms are defined
» Average Weekly Wage (A WW) is the average amount of weekly wages you earned during the 13 weeks immediately before your work-related injury or illness occurred. Income and death benefit payments are based on your average weekly wage
» Disability occurs when a work-related injury or illness causes you to lose the ability to earn your weekly wages. Disability refers to your ability to earn an income, not to a physical handicap.
» Impairment Rating is the percentage of permanent physical damage to your body that resulted from a work-related injury or illness.
» Maximum Benefit Amount may not exceed 100 percent of the state average weekly wage rounded to the nearest whole dollar. The Division will compute the maximum weekly income benefit for each state fiscal year no later than September Ist of each year.
» Maximum Medical improvement (MMI) is earlier of :
the point in time when your work-related injury or illness has improved as much as it is going to improve: or 104 weeks from the date you became eligible to receive temporary income benefits.
» Minimum Benefit Amount is 15 percent of the state average weekly wage rounded to the nearest whole dollar. The Division will compute tile minimum weekly income benefit for each state fiscal year no later than September lst of each year |
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