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| Don't let your business be destroyed by a liability lawsuit. If someone is hurt on your premises or injured in an accident involving one of your vehicles, the liability lawsuit costs can get high fast. Even if you win, the defense costs alone could put your company under. That's why many companies purchase business umbrella liability insurance, which offers protection beyond your usual business insurance. |
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What Is Business Umbrella Liability Insurance?
This supplemental coverage may protect your company's assets if you are sued. It insures against liability costs above the maximum limits in your other policies. It's generally sold in high-dollar amounts, often in increments of $1 million of protection.
Who Needs Business Umbrella Liability Insurance?
Every business owner should consider Business Umbrella Liability Insurance. We live in a litigious society. No matter how careful you are, there's always the possibility your business will be sued. You could lose everything -- even personal assets -- if a court rules against you. Consider purchasing Business Umbrella Liability Insurance if you've worked hard to build your business and acquire assets you want to protect from possible loss.
How Does It Work?
A Business Umbrella Liability Policy provides excess coverage on top of that furnished by other business policies. Most policies offer:
» High limits -- generally starting at $1 million -- in excess of underlying insurance
» Broad liability protection, including suits related to company vehicles
» Benefits for legal defense and other expenses not generally covered by your primary insurance |
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| For more information and do discuss your current business insurance please call and set an appointment with our office |
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