Commercial Property Coverage
Whether you operate business from the comfort of your humble abode or from an office complex, it is imperative that you seek protection from the most common perils. Commercial property insurance is a commodity that businesses of all shapes and sizes must obtain in order to eliminate vulnerabilities.
At First Insurance Solutions, we will help you determine the most appropriate amount of commercial property coverage while remaining your guiding hand through all processes.
The standard commercial property insurance policy will provide you with coverage for the following:
Your Office or Building
Business Flood Insurance
Commercial Liability Coverage
The litigious nature of our society emphasizes the importance of every business owner seeking protection from liability threats. Since each business is faced with a unique set of liability exposures, it is important that you obtain a custom tailored commercial liability insurance policy that best protects your organization.
The specialists at First Insurance Solutions are experienced in identifying potential risks and offering viable solutions to safeguard a company from those threats.
The following liability policies must be hand-picked based on your business’ exclusive coverage needs:
Professional Liability (Errors & Omissions)
Employment Practices Liability (EPLI)
Directors and Officers (D&O)
Workers Compensation Coverage
As a business owner, it is imperative that you work towards eliminating any potential threats that your business may be faced with over time. In doing so, it is important to seek a workers compensation policy that provides both you and your staff with unmatched security.
As the employer, workers compensation reduces your liabilities, ensuring that you are protected in the event that a job-related injury or illness turns into a lawsuit. Likewise, your team will be compensated for any medical expenses or lost wages associated with a work injury or illness. Your workers compensation policy will allow employees to receive the medical care that they deserve so that they can return back to work in a timely manner.
At First Insurance Solutions, we are committed to seeing that your business is protected to the fullest. We will help you choose the right workers compensation policy that maximizes security for both you and your employees.
Commercial Auto Coverage
Whether you own a landscaping company, floral delivery service, catering business, or any other organization that uses commercial vehicles to conduct business operations, it is imperative that you seek commercial auto protection. The wellbeing of your biggest investment is dependent on the ability for your commercial autos to perform, emphasizing the importance of obtaining a custom tailored commercial auto insurance policy.
A commercial auto insurance policy can be comprised of the following coverages and more, depending on your exclusive needs:
Bodily Injury Liability
Property Damage Liability
Hired Auto Liability
Employer's Non-Ownership Liability
Commercial Umbrella Coverage
Also known as excess liability coverage, a commercial umbrella policy provides you with ultimate peace of mind knowing that your biggest investment is protected to the absolute fullest. Today’s litigious business world emphasizes the importance of commercial umbrella protection for organizations of varying shapes and sizes.
Commercial umbrella policies provide business owners with an extended amount of liability insurance to account for losses that exceed the limits of their standard commercial policies. Umbrella insurance policies can be purchased in increments of $1 million, meaning a few extra dollars on your premium each month can provide your business with deserving protection.
At First Insurance Solutions, we are dedicated to ensuring your business is receiving unparalleled protection. Allow us to help you choose the appropriate amount of excess liability coverage so that you can attain ultimate peace of mind regarding your biggest investment’s security.